Pensioners Network -Pensioners own media
Pensioners own media is a an independent effort of Er.S.C.Maheshwari to provide as many Publication of Pensioners Associations as possible on one platform and the latest information concerning Sr Citizens & Pensioners.All Federations & Associations irrespective of their affiliation &ideologies are welcome to send their publications and write-ups in pdf format of maximum 10MB size.
Friday, 31 August 2018
Friday, 24 August 2018
Monday, 30 July 2018
BPS Pensioners Network : Pensiners own media -RPND JULY -2018 monthly publication
Dear
Readers, we
appreciate the keen interest shown by you in our magazine and try our best to
ensure that your copies are properly addressed and dispatched on the nominated
date, i-e 28th of every month. In spite of our best efforts, there
might have been delay in receipt of the magazine in the month of June, due to
the strike by postal staff. Even though the strike was called off on the 10th
of June, the postal authorities were finding it very difficult to clear the back log. We are sure you would
have received the magazine, although belatedly. We regret the inconvenience
experienced by you for no fault of our Federation.
Dear
Readers and affiliated Associations, Thanks to your contributions, the
building fund has just crossed the Rs.2,15,000 mark. The estimated cost of
building is between Rs 25 lakhs and Rs.30 lakhs. Please come forward with
liberal donations. Every drop from you will finally become an ocean and make
our dream come true. Our Bank: Union Bank of India, Hemambika
Nagar Branch, Palakkad; A/c No. 478902010204839; IFSC code: UBIN0547891. We
thank all those who have contributed to the fund so far.
South
Eastern Railway Pensioners’ Association, Rourkhela has expressed their
support to our Federation by donating Rs.5000/ towards our building fund. SCORE, Mumbai has also donated Rs.5000
towards the building fund. We are extremely thankful for these organizations
for the expression of their solidarity with our Federation.
An open letter to Mr Arun Jaitley, Hon’ble Finance Minister of India and
Dr.Jitendra Singh Hon’ble Minister of State for Home Affairs and also for
Pension and Pensioners’ Welfare.
National
Federation of Railway pensioners is a major Federation of Railway Pensioners’
Associations. We wish to bring to your kind attention, one of the major
problems faced by Railway Pensioners.
According
to the instruction issued by the Reserve bank of India, the pension paying bank
is responsible for deduction of Income Tax from pension amount in accordance
with the rates prescribed by the Income Tax authorities from time to time.
While deducting such tax from the pension amount, the paying bank will also
allow deductions on account of relief to the pensioner available under the
Income Tax Act. The paying branch, in April each year, will also issue to the
pensioner a certificate of tax deduction as per the prescribed form. If the
pensioner is not liable to pay Income Tax, he should furnish to the pension paying
branch, a declaration to that effect in the prescribed form. We would like to
point out that the Pension Paying Bank has not issued the certificate of tax
deduction to the Pensioners till the 20th of June 2018. The delay in
issue of certificate will result in last minute rush for filing Income Tax
returns. We request you to remind the Nationalised Banks that they are
disbursing Government money to pensioners and their salaries are earned from
the public money kept in their custody in the form of deposits and savings
accounts. The banks should not function as extra constitutional authorities and
ignore the instructions of the Government.
Pension
paying banks have been advised by the Government to issue pension slips to the
pensioners in prescribed form when the pension is paid for the first time and
thereafter whenever there is a change in quantum of pension due to revision in
basic pension or revision in Dearness Relief. Majority of the Banks do not
comply with these instructions in spite of repeated instructions by the Chief Pension
Accounting Officer.
The Central Government departments have to issue revised
Pension Payment Orders based on Option.3 or multiplication of 6th
CPC pension by 2.57, whichever is beneficial to the pensioner. Now we are in June 2018 and progress for revision of PPOs is not as expected
according to the member staff of Railway Board.
Administration was not able to complete the task for issuing PPOs to the
pensioners so far. This federation would like to bring to your notice that even
after the Pension
Payment Orders
are issued the revised pension is not claimed and arrears are not paid in time.
On
enquiry with concerned Central Pension Processing Centres of the banks, the banks are casually informing the pensioners that they
have not received the PPOs from the FA&CAO of Railways duly countersigned.
On one hand, there
are cases of pensioners waiting for Payment of arrears even after six months of
issue of Pension payment Orders. On the other hand Pensioners are waiting for
revised pension payment order from Railways for the past 10 months.
Government had issued
orders that the Branch/Central Pension Processing Centre is the point of
referral for the pensioner. Pensioners can approach the nodal officer(s)
designated by the respective banks who would be holding regular meetings at
different locations in their jurisdiction on lines of Pension Adalat. They can
also contact the bank through toll free dedicated pension line of the respective
bank to seek information related to their queries/complaints. In case of
deficiency in service offered by the bank, pensioner can approach the concerned
Consumer Education and Protection Cell at respective Regional Office of RBI and
Banking Ombudsman under whose jurisdiction the bank branch, where the pensioner
holds the account, falls. Chief Pension Accounting Office had issued several
instructions that the revision process should not be delayed and Pensioners
should not be harassed and all help should be extended to them. These
instruction are only in paper.Banks do not care to comply with these
instructions.
All branches of all banks are bound u/s 203 to
issue certificate of tax deducted in Form No.16.a to the pensioners. The
Reserve Bank of India (RBI) has instructed that banks must issue certificates
for tax deduction at source (TDS) duly completed, for account holders, and
dispatch to their mailing addresses. This is not at all followed by most of the
Banks. Tax is deducted but credit is not reflected in Form.26.A in the Income
Tax department website. Time has come take deterrent action against officials
who avoid duties attached to them.
SCOVA is the forum to ventilate these grievances of
Pensioners before the MoS and Pension Ministry.
Our Federation brings to your kind notice that major Federations are
ignored by the DoP& PW. Associations with poor representation are included
in the SCOVA in the name of identified
pension association. It is not known what are the criteria adopted by the Pension
Ministry to identify these Associations. Thus, the intention of formation of
SCOVA to redress the grievances of Pensioners is defeated. Our Federation requests
you to kindly look into the points brought out in this open letter and take
corrective action. GOVERNMENT OF INDIA; MINISTRY OF FINANCE,
DEPARTMENT OF EXPENDITURE; CENTRAL PENSION ACCOUNTING OFFICE,
TRIKOOT-II BHIKAJI CAMA PLACE, NEW DELHI – 110066.
DEPARTMENT OF EXPENDITURE; CENTRAL PENSION ACCOUNTING OFFICE,
TRIKOOT-II BHIKAJI CAMA PLACE, NEW DELHI – 110066.
CPAO/IT
&Tech/Master data/14 (Vol-III)/2017-18/196 dated15.02.2018
MINUTES OF THE MEETING
Kindly
find enclosed the Minutes of the Meeting held on 31st January, 2018 at 3:00 PM
at Conference Hall of Central Pension Accounting Office (CPAO) with all Heads
of CPPCs/ Government Business Divisions to review the implementation of 7th CPC
pension revision under the Chairmanship of Controller of Accounts for
information and further necessary action.
Encl:- As above.
S/d,(Subhash Chandra) (Controller of Accounts)
To,
1.
Heads of CPPCs & Heads of Govt. Business Divisions of all Authorised
Banks,
2.
General Managers of Government Business Divisions of all Authorised Banks,
3. Ms. Anjali Goyal, Principal Executive Director
(Accounts), Ministry of Railways,
Room
No.423-H, Rail Bhawan, New Delhi-110 001,
4. Shri Kanwaldeep Singh, Jt. CGDA (Pen), Office of
Controller General of Defence Accounts,
Ministry
of Defence, Ulan Batar Road, Palam, Delhi Cantt – 110010,
5. Shri Amit Yadav, JS (Adorn), Department of
Telecommunications, Room No. 315, Sanchar
Bhawan,
20, Ashoka Road, New Delhi-110 001,
6. Shri Manish Sinha, (IMF), Department or Posts, Dak Bhawan,
New Delhi – 110001.
Minutes of the Meeting held on 31st January, 2018 with Heads
of CPPCs/Government Business Divisions to review the implementation of 7th CPC
pension revision
A Meeting was held on 31st January, 2018 under the
chairmanship of Controller of Accounts with all the representatives of pension
disbursing banks to discuss the timely payment of revised pension and arrears
under 7th CPC and pension related issues. At the outset, Controller of Accounts
welcomed all the participants and emphasized on the need of timely payment of
revised pension and arrears in the accounts of the pensioners by the banks.
After that agenda items of the meeting were discussed in detail and following
decisions were taken.
1. Payment of revised pension under 7th CPC by banks: –Banks were requested to make the payment of revised pension
and arrears to the pensioners within one week from the receipt of revised
authority from the CPAO to avoid any financial hardship to pensioners. Almost
all the banks reported that as on 30.01.2018 in most of the pension authorities
received in the banks action has been taken and revised pension has been
credited to the bank accounts of the pensioners along with arrears. All the
banks were advised to process the revision authorities at least thrice in a
month so as to avoid pendency at bank level. Controller of Accounts advised the
banks that arrear payment should be made with the regular payment of pension or
earlier. Sr.TD (NIC) reiterated the requirement of acknowledgement confirming
the receipt of e-Revision Authorities from CPAO for reconciliation. -(Action:
Banks)
2. Reporting of payment of revised pension arrears to CPAO
by Banks: –All the banks
were advised to flag the payment of revised pension and arrears under 7th CPC
in through the e-Scrolls so that monitoring of payment of revised pension may
be ensured at CPAO. - (Action: Banks)
3. Master Data Reconciliation: –Reconciliation of pensioners Master Data of banks with that
of CPAO is a must for the payment of correct pension to the pensioners. Cases
of excess/less payment of pension occur due to errors in the banks’ database
which need to be rectified by way of regular reconciliation with CPAO. Status
of master data reconciliation was reviewed in the meeting and it was observed
that twelve banks have not submitted their master data since last 2 years to
CPAO for reconciliation. These banks were requested to submit the updated master
data within 15 days and other banks on quarterly basis to CPAO. - (Action:
Banks)
4. Issues related with e-Revision of pension and e-PPO for
fresh pension:- It was observed in the meeting that many banks had confusion
regarding e-Revision Authority and e-PPO (PPO Booklet).Their doubts were
cleared by the Controller of accounts and difference between the two was
clarified that presently online digitally signed e-Revision Authorities are
being sent to the banks in the revision cases, In fresh pension cases, PPO
booklets are sent manually in paper form to the banks. However, banks were
informed that development for sending the electronic PPO Booklet online to the
banks is underway is likely to he implemented from 1st April, 2018. To
facilitate the banks in making necessary changes in their pension processing
software, format of electronic PPO Booklet was shared by the CPAO with them and
the same is also available on CPAOs website for ready reference. Banks were
advised to download the same and make necessary provisions in their software to
implement the e-PPO in fresh pension cases. In case of any doubt, they were
requested to contact Sr. TI) (NIC), CPAO
-(Action: NIC-CPAO/Banks)
5. Compliance of Internet Audit observations on 7th CPC
revisions:-Status of
pending internal Audit Paras was discussed in the meeting Sr. Accounts Officer,
Internal audit Wing informed that more than 1500 audit Paras arc pending for
settlement for want of compliance report from the banks. It was noticed that
Dena Bank and Central Bank of India have not yet submitted the compliance
reports to CPAO. Some banks reported that they have submitted their compliance
report on 24th or 25th January, 2018 by e-mail which needs to he confirmed by
Internal Audit Wing. None the less, these banks and others also were advised to
send the physical copies of compliance reports to CPAO at the earliest so that
pendency can be settled.
Cases of deducting the TDs at the fag end of the year which
have been cause of the financial hardship to the pensioners were also discussed
and all banks were advised to deduct the TDS from each payment. All banks
requested to take a considerable view of the recovery of excess/overpayment to
be made by banks from the pensioners. - (Action: Internal Audit/ Banks)
6. Timely commencement of family pension: –It is
observed that considerable numbers of pensioners’ grievances received in CPAO
pertain to late commencement of family pension after the death of the pensioners.
The report prepared by CPAO revealed that in many cases conversion of pension
to family pension took more than 6 months which is a serious matter of concern.
Taking into consideration the sensitiveness of the issue, all banks were
advised to start the family pension within one month from the receipt of the
death certificate from the family pensioner so that they will not face any
financial hardship. Banks were also advised to give the acknowledgement of
receipt of application/ death certificate received from the family pensioners
for start of family pension.
- (Action
: Banks)
7. Timely commencement of Additional Pension on attaining
the age of 80 years:-Based on the report provided by NIC, CPAO, it
was observed that only few pensioners were paid additional pensioners on time.
Therefore, all the banks were advised to improve their internal system and make
necessary flagging in their software to ensure timely commencement of
additional pensions.
- (Action: Banks)
8. Timely restoration of commuted portion of pension: –Commuted
value of pension should he restored after fifteen years from the date of its
payment automatically by the banks. But it was observed that banks had restored
commuted portion of pension only in few cases on time. For this also they were
advised to make necessary flagging of the dates of commutation restoration in
their software so that timely restoration may be ensured. -
(Action: Banks)
9. Timely submission of life certificates: –Instances
have come to the notice of CPAO that even after submission of “Life
Certificate” on time in November by the pensioners, banks had stopped their
pension putting them under acute financial hardship. Accordingly, all CPPCs and
Business Divisions of banks were advised to issue necessary instructions to all
their paying branches to upload the ‘Life Certificates’ on their system
immediately on receipt of the same from the pensioners to enable the CPPCs to
continue the payment of pensions. Banks were also advised to put all the
systems in place well before the submission of next Life Certificate in coming
November for receiving the Digital Life Certificate from the pensioners either
through finger/thumb impression or Irish scan.
-
(Action: Banks)
10. Timely Submission of first time identification report
and Life Certificate in NPS Cases:-CPAO is responsible
for the disbursement of death/disability pension under NI’S- Additional Relief.
First time identification of the pensioners is being done the Bank branches
based on the KYC details available with the Banks where the pensioners/ family
pensioners have opened their pension accounts. CPAO starts the pension payment
based on the first time identification report received from Banks. Also these
banks branches are responsible for sending the life certificates of the
pensioners/family pensioners to CPAO for the continuation of pension to NPS-AR
pensioners, in the month of November as CPAO is the disbursing authority under
NPS-AR cases. However, it is noticed that in many cases, despite submission of
life certificates by the pensioners, bank branches have not forwarded the same
to CPAO. In the absence of life certificates, CPAO was forced to stop the
pension of such pensioners. Because of the delay in the receipt of the first
time identification report and life certificate, CPAO faces problems in
disbursing the pension payments. To avoid this, it was decided in the meeting
that in future CPAO will forward the details of these cases to the CPPCs/GBDs
also so that they can also pursue the matter with their branches for early
submission of first time identification report to CPAO. It was also agreed to
provide the list of cases pending as on date to the concerned CPPCs/GBDs for
necessary action. Accordingly, Banks were advised to ensure that these
reports/certificates are furnished to CPAO in time (not more than 31 days), so
that pensioners are not put under any financial hardship. It was decided that
pending list of life certificates will be sent by RBD section to GBDs/CPPCs of
all the pension disbursing banks so that they can co-ordinate with the hank
branches to resolve the issue.
- (Action: RBD Section (CPAO)/ Banks)
11. Any other point with the permission of the
chair:-
i) Pendency of pensioners’ grievances for more than 3
months: – Grievance Cell, CPAO reported that there is a pendency of
more than three months in grievance resolution at the banks. Banks
representatives mentioned that they are disposing the grievances at their level;
however it is not being updated at Web Responsive Pensioners Service (WRPS) of
CPAO. Therefore, all the banks were advised to dispose-off all the grievances
pending with them within one month and update the same on the Web Responsive
Pensioners Service (WRPS) so that pensioners are informed accordingly.
-
(Action: Banks)
ii) Providing of payment details of all the pensions: –As per the
CPPC guidelines, all the paying branches are responsible for providing pension
slip and details of all the payments made to the pensioners. Also, as per these
guidelines, all the CPPCs are required to create their website/web page with
facility to know the PPO status and registration of the pensioners’ grievances.
Banks were requested to follow the CPPC guidelines and provide the pension
slip, breakup of the pension and arrear payments and other information as
required to the pensioners. - (Action: Banks)
iii) TDS deduction by Banks: –It was
reported by some pensioners to CPAO that some banks are deducting the TDS at
the fag end of the year which causes Financial hardship to them. This issue was
discussed in the meeting and all the banks were advised to deduct the TDS
uniformly from the payment of pension instead of recovering it in last quarter
of the financial year.
- (Action: Banks)
iv) Some
banks had confusion on indication of date of effect of family pension mentioned
in e-Revision Authorities sent by CPAO under 7th CPC. They were made clear that
in case of any doubt they may refer to the original PPOs of the pensioners
lying with them.
The
meeting ended with a vote of thanks to the chair.
GOVERNMENT OF INDIA;
MINISTRY OF FINANCE,
DEPARTMENT OF EXPENDITURE; CENTRAL PENSION ACCOUNTING OFFICE,
TRIKOOT-II BHIKAJI CAMA PLACE, NEW DELHI – 110066.
DEPARTMENT OF EXPENDITURE; CENTRAL PENSION ACCOUNTING OFFICE,
TRIKOOT-II BHIKAJI CAMA PLACE, NEW DELHI – 110066.
CPAO/IT
&Tech/ Revision (7thCPC)/19.Vol.III(E) /2018-19/49 dated18.06.2018
OFFICE MEMORANDUM
Subject:- Acceptance of Digitally Signed Authorities
Central
Pension Accounting Office (CPAO) is issuing Special Seal Authority (SSA) to
the Banks/CPPCs electronically through SFTP (Secure File Transfer Protocol) as
per the objective of implementation of paperless movement of documents
under Digital
India.
A
printed copy of the digitally signed document is being sent to the pensioners
and respective Pay and Accounts Offices (PAOs) of different
Ministries/Departments for their information.
Many
references have been received in this office as to whether there is a need of a
physically signed copy (ink signed) of SSA for processing of the cases or any
other related matters. In this context, it is clarified that these digitally
signed copies of SSA are sufficient and there is no need for insisting on a
physically signed copy by any of the stakeholders.
Pensioners
can also download the copy of the Special Seal Authority (SSA) by registering
on the Pensioners Service of CPAO through our website www.cpao.nic.in (Brochure of Web
Responsive Pensioners Service is attached for ready reference)
This
issues with the approval of Chief Controller (Pensions).
S/d, (Md.
Shahid Kamal Ansari) (Asstt. Controller of Accounts)
To,
1. Pr.
CCAs/CCAs/CAs/AGs/Administrators of UTs,
2. Heads of CPPCs of all Banks,
3. Heads of Government Business Divisions of all Banks (As per list).
2. Heads of CPPCs of all Banks,
3. Heads of Government Business Divisions of all Banks (As per list).
GOVERNMENT OF INDIA;
MINISTRY OF RAILWAYS(RAILWAY BOARD)
RBE No.87/2018 New Delhi, dated 14-6-2018.S.No.PC-VII/106. PC-V/2009/ACP/2
The
General Managers, All Indian Railways & PUs
Sub:-
Grant of Grade Pay Rs.6600/PB-3 to Nursing personnel i.e. staff Nurses/Nursing
Sister/ Matron/Chief Matron under 3rd MACP.
The staff side (NFIR
and AIRF) had demanded for grant of 3rd financial upgradation in the Grade Pay
of Rs.6600/PB-3 to nursing personnel under MACPS on the basis of OM dated
09-09-2016 issued by Ministry of Health and Family Welfare. The matter was
examined in consultation with the Dept. of personnel and Training and it has
now been decided as under.
a) Those
Staff Nurse/Nursing Sister/Matron/Chief Matron who have been awarded 1st and
2nd financial upgradation under ACP Scheme in the hierarchy pay scale of
Rs.5500-9000 and Rs.6500-10500 upto 31-08-2008 may be granted a replacement
Grade Pay of Rs.4800/-PB-2 and Rs.5400/PB-3. Therefore, the 3rd financial
upgradation under MACP Scheme, if granted to these categories of officials, may
be revised to Rs.6600/PB-3 from Rs.5400 in PB-3.
b) Those
Staff Nurse/Nursing Sister/Chief Matron who have been granted 1st ACP in the
pre-revised pay scale of Rs.5500-9000 upto 31-08-2008 may be placed in the
replacement Grade Pay of Rs.4800/PB-2. They will be entitled for grant of 2nd
and 3rd financial upgradation under MACP Scheme in the Grade Pay of
Rs.5400/PB-2 and Rs.5400/PB-3 only.
c) All the
remaining Staff Nurse/Nursing Sister/Matron/Chief Matron who are to be granted
1st, 2nd and 3rd financial upgradation under MACP Scheme may be granted next
higher Grade Pay.
2. This
issues with the concurrence of the Finance Directorate of the Ministry of Railways.
3. Hindi
version is enclosed. S/d,(Subhankar
Dutta) Deputy Director Pay commission-V, Railway Board.
GOVERNMENT OF INDIA;
MINISTRY OF FINANCE,
DEPARTMENT OF EXPENDITURE; CENTRAL PENSION ACCOUNTING OFFICE,
TRIKOOT-II BHIKAJI CAMA PLACE, NEW DELHI – 110066.
DEPARTMENT OF EXPENDITURE; CENTRAL PENSION ACCOUNTING OFFICE,
TRIKOOT-II BHIKAJI CAMA PLACE, NEW DELHI – 110066.
CPAO/IT
&Tech/Master data/14 (Vol-III)/2018-19/52 Dated : 21.06.2018
Office Memorandum
Subject: Updation of Master data and submission of
changed information in Format-F for
E-
scrolls.
Attention
is invited to this Office OM No. CPAO/IT&Tech/Master data/2015-16/298
dated-25.05.2015 (copy enclosed) issued to all banks to update their master
data once in a year by 31st January in the revised format of master data
available at CPAO website www.cpao.nic.in at
the link “Banks –
Guidelines for Banks – Guidelines for Master data” followed by
the report on “change
of status of pension” in an electronic format-F along with
regular monthly paid scrolls.
In
spite of above instructions, Banks are not updating their master data regularly
and not giving the changed information in Format-F along with payment scrolls
(latest report of Master data Reconciliation bank wise is attached). This leads
to data mismatch between Banks and CPAO which leads to underpayment/overpayment
of pension and other financial / non-financial errors.
In
view of above and as per the decision taken by competent authority, Heads of
CPPCs/ GBDs of all Authorised banks are requested to update PDF Master Data of
pensioners “quarterly” instead
of “annually” for
review and better management of Master Data. They are also requested to furnish
the changed information in Format-F (version 2.8 also including Life
Certificate date) along with each and every payment / receipt scrolls in future
so that any subsequent change required in master data, may be incorporated by
CPAO itself.
To
facilitate the banks, the guidelines for electronic transmission of accounting
data under the CPPC system by authorised banks along with changed/ updated
Format-F have been provided on CPAO’ s website www.cpao.nic.in.This
issues with the approval of Chief Controller (Pensions).
Encl:- As
above . S/d,
(Md. Shahid Kamal Ansari) (Asstt. Controller of Accounts)
GOVERNMENT
OF INDIA, MINISTRY OF RAILWAYS, (RAILWAY
BOARD)
No.2017/H-1/2/10/R.C.F.
New Delhi, dated 18.06.2018
The General Manager,
All Indian Railways and Production Units, The Director General/RDSO, Lucknow
and The Chief Administrative Officers, DMW, Patiala and Rail Wheel Plant, Bela,
Patna.
Sub: Removal of age
limit of 25 years of medical facilities for dependent children of serving
Railway employees and pensioners.
Ref: Board’s letters
no.2008/H-1/2/15 dated 16.02.2009 and 22.02.2018.
The matter of
providing medical facilities to son of Railway employees/pensioners after being
unemployed has been under consideration of this Ministry due to various
representations received from different forums. Similar representations have
also been received on the issue of providing medical facilities to divorced or
widower son. Ministry of Railways has decided not to provide the medical
facilities; once a son gets employed/ married though he becomes unemployed or
divorced or becomes widower later on, as the case may be.
Advance Correction
Slip (S.No 02 Health 2018) amending Para 601 (5) of IRMM-2000 is enclosed. (Mrs. H. K. Sanhotra) Jt. Director-II/Health,
Railway Board
S.No.023-Health 2018. Advance
Correction Slip to Para 601 (5) of IRMM-2000
In para 601 (5) may
be substituted as under:
Para 601 (5) :
Ministry of Railways has decided not to provide the medical facilities, once a
son gets employed/married though he becomes unemployed or divorced or becomes
widower later on, as the case may be.(Authority: Board’s letter No.
2017/H-1/210/R.C.F. dated 18.06.2018)
GOVERNMENT
OF INDIA, MINISTRY OF RAILWAYS, (RAILWAY
BOARD)
RBE No. 92/2018; No. E (NG)-II/2018/RR-1/11 New Delhi, dated 20.06.2018
The
General Manager, All Zonal Railways/Production Units, Chairmen, RRBs/RRCs
Sub: Age relaxation to the residents of the State of Jammu & Kashmir.
Sub: Age relaxation to the residents of the State of Jammu & Kashmir.
Kindly refer to this
Ministry’s letter of even number dated 06.01.2016 (RBE No. 1/2016) stipulating
extension of the currency of relaxation of age limit of 5 years in favour of
the residents of State of Jammu & Kashmir for appointment to Central Civil
Services and posts, recruitment to which are made to UPSC/ SSC or otherwise by
the Central Government up to 31/12/2017.
2. Department
of Personnel & Training have issued a further notifications No.
15012/1/2014-Estt(D) dated 09.02.2018 and accordingly age relaxation of 5 years
in the upper age limit to all persons who had ordinarily been domiciled in the
State of Jammu & Kashmir during the period from the 1st day of January,
1980 to the 31st day of December, 1989 for appointment to Central Civil
Services and posts, recruitment to which are made through UPSC or SSC or
otherwise by the Central Government, stands extended up to 31/12/2019.
3.
Accordingly, the same is also extended beyond 31.12.2017 to 31.12.2019 for
recruitment made by Railway Recruiting agencies.
4. Please
acknowledge receipt. Sd/-(Ravi
Shekher) Jt. Director Estt. (N)-II; Railway Board.
GOVERNMENT OF INDIA; MINISTRY OF FINANCE,
DEPARTMENT OF EXPENDITURE - E.II(A) BRANCH
North
Block, New Delhi; 20th June, 2018
F.N. 12(1)/2016-EII(A)Office Memorandum
Sub: Grant of Advance – Amendment to Rule 80 of
Compendium of Rules on Advances to
Government Servants.
The
undersigned is directed to say that in pursuance of a reference received from
the Department of Personnel & Training regarding the demand raised by the
Staff Side in the National Council (JCM), the existing provisions of Compendium
of Rules on Advances – Rule 80 – relating to Amount of Advances to the families
of Government Servants who die while in Service, are retained and amended, as
per attached annexure.
2. These
orders will take effect from the date of issue of this Office Memorandum. The
cases where the advances have already been sanctioned need not be reopened.
3. In so
far as persons serving in Indian Audit and Accounts Department are concerned,
these orders issue in consultation with the Comptroller and Auditor General of
India.
4. All the
Ministries/ Departments are requested to bring the amendments to the notice of
all its attached and subordinate offices for their information.
Hindi
version of this Office Memorandum is enclosed. Sd/- (H. Atheli)
Director
GOVERNMENT OF INDIA;
MINISTRY OF FINANCE
DEPARTMENT OF EXPENDITURE, CENTRAL PENSION ACCOUNTING OFFICE
TRIKOOT-II, BHIKAJI CAMA PLACE, NEW DELHI-110066
DEPARTMENT OF EXPENDITURE, CENTRAL PENSION ACCOUNTING OFFICE
TRIKOOT-II, BHIKAJI CAMA PLACE, NEW DELHI-110066
CPAO/IT
& Tech/Revision (7th CPC)/19, Vol-III (B)/2018-19/53 .dated 25.06.2018
Office Memorandum
Subject : E-scroll to process the revision of pension
cases.
Attention
is invited to this office OM No. CPAO/IT &Tech/Revision (7th CPC)/19.
Vol-III (B)/2017-18/133 dated-11.10.2017 wherein it was intimated that the
payment details based on e-scrolls received from banks w.r.t. the
pensioners/family pensioners viz Bank Name, Accounts No. and BSR Code is
provided in PAOs login on the portal eppoinicirt.
Step by step procedure was also attached therewith to facilitate the PAOs to
view the payment details of the pensioners/family pensioners.
But,
it has been observed that Pay and Accounts Offices are not using the facility
of e-scroll available with them while processing the revision of pension cases.
As a result large number of discrepancies/errors is being found in the
e-revision cases received in CPAO and are being returned to the concerned Pay
and Accounts Offices resulting in unnecessary delay in processing of pension
cases. Facility of e-scroll assists in correctness of Account Number, BSR
Codes, Status of credit of pension and date of credit of pension, etc. (Step by
step procedure to view the payment details is attached herewith for ready
reference).
In
view of the above, all the Pr. CCAs/CCAs/CAs/AGs/Administrators of UTs are
requested again to instruct their Pay and Accounts Offices under their
jurisdiction to use the facility of e-scroll before processing the cases of
e-revision for correctness in order to avoid return of e-revision cases.
This
issues with the approval of Chief Controller (Pensions).
Encl:
As above
Sd/- (Praful Dabral) Sr. Accounts Officer (IT & Tech)
GOVERNMENT OF INDIA; MINISTRY OF
RAILWAYS, RAILWAY BOARD
No. 2017/H/28/1/RELHS/Pt.1. New Delhi, Dated-21.06.2018
General Managers, All Indian Railways including PUs and
RDSO.
Sub:- Subscription rates of RELHS — regarding.
Vide Board’s letter cited under reference, the subscription
rate to join RELHS was revised with effect from 23.02.2017. Thus, the current
rate of subscription to join RELHS for retiring railway employees is last
month’s basic pay drawn or the amount enumerated in the table below for
different pay levels (as per 7th CPC), whichever is lower:-
S.NO.
|
Level
In The Pay Matrix As Per 7th CPC
|
Subscription
Rate To Join RELHS (In Rupees)
|
1
|
Level : 1 to 5
|
30,000/-
|
2
|
Level : 6
|
54,000/-
|
3
|
Level : 7 to 11
|
78,000/-
|
4
|
Level : 12 and above
|
1,20,000/-
|
Various representations have been received for
implementation of the above letter w.e.f. 01.01.2016 (the date of
implementation of 7th CPC) in place of 23.02.2017.
After
careful consideration in the matter, it as now been decided that the revised
rate of subscription for joining RELHS would effective from 01.01.2016 in place
of 23.02.2017. The excess amount, if any, deducted from the railway employees /
family pensioners who retired / sanctioned pension from 01.01.2016 to
22.02.2017 (both dates are inclusive), may be refunded. It will be incumbent
upon the department/branch, which paid the settlement dues to the retired
employees/ family pensioner, between ‘01.01.2016 to 22.02.2017 (both dates are
inclusive), to credit the excess amount recovered, if any, in one go in the
bank account of the employee / family pensioner in which the settlement dues
was credited. The due amount shall be initiated by the bill preparing authority
for the retired employee and shall be passed by the Accounts Department after
due internal check. This would be done without any application from the
employee / family pensioner.
This
issues in consultation with Finance Directorate in the Ministry of Railways.
(R.S.Shukla)
Joint Director, Health; Railway Board
Government of India; Ministry of Finance, Department of Expenditure - E.II(A) Branch
North
Block, New Delhi; 20th June, 2018
F.N. 12(1)/2016-EII(A)Office Memorandum
Sub: Grant of Advance – Amendment to Rule 80 of
Compendium of Rules on Advances to
Government
Servants.
The
undersigned is directed to say that in pursuance of a reference received from
the Department of Personnel & Training regarding the demand raised by the
Staff Side in the National Council (JCM), the existing provisions of Compendium
of Rules on Advances – Rule 80 – relating to Amount of Advances to the families
of Government Servants who die while in Service, are retained and amended, as
per attached annexure.
2. These
orders will take effect from the date of issue of this Office Memorandum. The
cases where the advances have already been sanctioned need not be reopened.
3. In so
far as persons serving in Indian Audit and Accounts Department are concerned,
these orders issue in consultation with the Comptroller and Auditor General of
India.
4. All the
Ministries/ Departments are requested to bring the amendments to the notice of
all its attached and subordinate offices for their information.
Hindi
version of this Office Memorandum is enclosed. Sd/-(H. Atheli)
Director
GOVERNMENT
OF INDIA; MINISTRY OF RAILWAYS, (RAILWAY BOARD),
No. 2005/H/23/6. New Delhi, dated : 13.06.2018
General Managers, All
Indian Railways (Including PUs & RDSO)
Sub:- NFIR’s PNM item
No. 30/2018 – Revision of criteria for “Diet Charges” for patients
admitted in Railway hospitals—regarding.
Ref: This office
letter of even number dated 29.10.2010.
The issue of revision
of criteria for free/concessional diet for patients admitted in railway
hospitals has been engaging the attention of Ministry of Railways for some
time. In the meantime, Ministry of Health & Family Welfare, Govt. of India
vide their Office Memorandum no S.11011/11/2016-CGHS (P)/EHS dated 09.01.2017 have
revised the criteria for diet charges respect of CGHS medical beneficiaries.
The Basic pay ceiling for free diet in respect of CGHS beneficiaries
has been revised as under:
(i) Basic pay
/ pension / family pension eligible for free diet—Rs. 44,900/-
(ii) Basic pay/pension/family pension eligible for free diet in case of those suffering from TB or mental diseases-Rs. 69,700/- .
(iii) No provision for concessional diet.
(ii) Basic pay/pension/family pension eligible for free diet in case of those suffering from TB or mental diseases-Rs. 69,700/- .
(iii) No provision for concessional diet.
After careful
consideration in the matter, it has been decided that the criteria of diet
charge fixed by Ministry of Health & Family Welfare for CGHS beneficiaries
be adopted mutatis-mutandis for Railway beneficiaries. Accordingly, the revised
criteria for diet charges in respect of Railway Medical beneficiaries would
henceforth be as under:
(I) Monetary
ceiling limit of Rs. 44,900/- (after implementation of 7th CPC) of basic
pay/pension/family pension for the purpose of providing free diet to railway
medical beneficiaries;
(II) Removal
of provision of concessional diet charges contained in instructions dated
29.02.2010; and(III) Monetary ceiling s. 69,700/- of basic
pay/pension/family pension for the purpose of providing free diet to railway
medical beneficiaries suffering from Tuberculosis (TB) or mental disease.
This issues with the
concurrence of Finance Directorate in the Ministry of Railways.
(R.S.Shukla) Joint Director, Health Railway Board
RBI/2017-18/15
DBR.No.Leg.BC.78/09.07.005/2017-18 July 6, 2017
All Scheduled
Commercial Banks (including RRBs) All Small Finance Banks and
Payments Banks
Dear Sir/ Madam,
Customer Protection – Limiting Liability of Customers in Unauthorised
Electronic
Banking Transactions
Please refer to our
circular DBOD.Leg.BC.86/09.07.007/2001-02 dated April 8, 2002
regarding reversal of erroneous debits arising
from fraudulent or other transactions.
2.
With the increased thrust on financial inclusion
and customer protection and
considering the recent surge in
customer grievances relating
to unauthorised transactions resulting
in debits to their accounts/ cards, the criteria
for determining the customer liability
in these circumstances have been reviewed. The revised
directions in this regard
are set out below.
Strengthening
of systems
and procedures
3.
Broadly, the electronic banking transactions can be divided
into
two
categories:
(i) Remote/ online payment transactions (transactions that do not require
physical payment instruments to
be presented at the point of transactions
e.g. internet banking, mobile banking, card
not present (CNP) transactions), Pre-paid Payment Instruments (PPI), and
(ii) Face-to-face/ proximity payment transactions (transactions which require
the physical payment instrument such as a card or mobile phone to be present at the
point of transaction e.g. ATM, POS,
etc.)
4. The systems and
procedures in banks must be
designed to make customers feel safe
about carrying out electronic banking transactions. To achieve
this, banks must put in place:
(i) appropriate systems and
procedures to ensure
safety and
security of electronic banking
transactions carried out by
customers;
(ii) robust
and dynamic fraud detection and prevention mechanism;
(iii) mechanism
to assess the risks (for example, gaps in the
bank’s existing systems) resulting
from unauthorised transactions and measure
the liabilities arising
out of such events;
(iv) appropriate measures to mitigate the risks and protect themselves against the liabilities arising therefrom; and
(v) a system of continually and repeatedly advising customers
on how to protect themselves from electronic banking and payments related
fraud.
Reporting of
unauthorised transactions by customers to banks
5. Banks must ask their customers
to mandatorily register for SMS alerts and
wherever available register for e-mail
alerts, for electronic banking transactions. The SMS alerts shall mandatorily
be sent to the customers, while email
alerts may be sent, wherever registered. The customers
must be advised to notify their bank of any unauthorised electronic banking transaction at the
earliest after the occurrence
of such transaction, and informed that the longer the time
taken to notify the bank, the higher will be the risk of loss to the bank/ customer.
To facilitate this, banks must
provide customers with
24x7 access through
multiple channels (at a
minimum, via website, phone banking, SMS, e-mail,
IVR, a dedicated
toll-free helpline, reporting
to home branch, etc.) for reporting unauthorised transactions that have taken place
and/ or loss or theft of payment instrument such as card, etc. Banks shall also enable customers to instantly respond by "Reply" to the SMS and e-mail alerts and the customers should not be required
to search for a web page or an
e-mail address to notify the objection, if any. Further, a
direct link for lodging the complaints, with
specific option to report unauthorised electronic transactions
shall be provided by banks on home page
of their website. The loss/ fraud reporting system shall also ensure that immediate response
(including auto response) is sent to the customers
acknowledging the complaint along
with the registered complaint
number. The communication
systems used by banks to
send alerts and receive
their responses thereto must record
the time and date of delivery of the
message and receipt of customer’s response, if any, to them. This shall be important in determining the extent of a
customer’s liability. The
banks
may not offer facility of electronic transactions, other than ATM cash withdrawals, to customers who
do not provide mobile numbers to the bank. On receipt of report
of an unauthorised transaction from
the customer, banks must take
immediate steps to prevent further
unauthorised transactions in
the account.
Limited Liability of a
Customer
(a) Zero
Liability of a Customer
6. A customer’s entitlement to zero liability
shall arise where the unauthorised transaction occurs in the following
events:
(i) Contributory
fraud/ negligence/ deficiency
on the part of the bank (irrespective of
whether or not
the transaction is reported by the customer).
(ii) Third
party breach where the deficiency lies neither with
the bank nor with the customer but lies elsewhere in the system, and the customer
notifies the bank within three working days of
receiving the communication from the bank regarding the unauthorised transaction.
(b) Limited
Liability of a Customer
7. A
customer shall
be liable for
the loss occurring due to unauthorised transactions in the following cases:
(i) In cases where
the loss is due to negligence by a customer, such as where he has shared the payment credentials, the
customer will bear the
entire loss until he reports the unauthorised transaction to
the bank. Any loss occurring
after the reporting of the unauthorised transaction shall be borne by the bank.
(ii) In
cases where the responsibility for the
unauthorised electronic banking transaction
lies neither with the bank nor with the customer, but lies elsewhere in the system and when there is a delay (of four to seven
working days after receiving the communication from the bank) on the
part of the customer in notifying the bank of such a transaction, the per
transaction liability of the
customer shall be limited to the transaction
value
or the amount mentioned in Table 1, whichever is lower.
Table.1 Maximum Liability of a Customer
under paragraph 7 (ii)
Type of Account
|
Maximum
liability (Rs)
|
• BSBD Accounts
|
5,000
|
• All
other SB accounts
• Pre-paid
Payment Instruments and
Gift Cards
• Current/ Cash
Credit/ Overdraft
Accounts of
MSMEs
• Current Accounts/ Cash
Credit/ Overdraft Accounts of Individuals with annual average balance (during 365 days preceding the incidence of fraud)/ limit
up
to Rs.25 lakh
• Credit cards
with limit up to Rs.5 lakh
|
10,000
|
• All
other Current/ Cash
Credit/ Overdraft Accounts
• Credit cards
with limit above Rs.5 lakh
|
25,000
|
Further, if the delay in reporting is beyond seven working days,
the customer liability
shall be determined as per the bank’s
Board approved policy. Banks
shall provide the details of their policy
in regard to customers’ liability formulated in pursuance of these directions at the time of opening the accounts. Banks shall also
display their approved
policy in public domain
for wider dissemination. The existing
customers must also be individually informed about the bank’s policy.
8. Overall
liability of the customer in
third party breaches, as
detailed in paragraph
6 (ii) and paragraph 7 (ii) above, where the
deficiency lies neither with
the bank nor with the customer but lies elsewhere
in the system, is summarised in the Table 2:
Table 2 Summary of Customer’s Liability
Time
taken to report the fraudulent
transaction from the date of receiving the
communication
|
Customer’s liability
(Rs)
|
Within 3 working
days
|
Zero liability
|
Within 4 to 7 working days
|
The transaction
value or the amount mentioned in Table 1, whichever is lower
|
Beyond 7 working days
|
As per bank’s Board approved policy
|
The number of working days mentioned in Table
2 shall be counted as per the
working schedule of the home branch of the customer
excluding the date of
receiving the communication.
Reversal Timeline
for Zero Liability/ Limited Liability of customer
9. On being notified
by the customer, the bank
shall credit (shadow reversal) the amount involved in the
unauthorised electronic transaction to the customer’s account
within 10 working days from the date of such notification by the customer (without waiting for settlement of insurance
claim, if any). Banks may also at
their discretion decide to waive off any customer liability in
case of unauthorised electronic banking transactions even in cases of customer
negligence. The credit shall be value dated
to be as of the date of the
unauthorised transaction.
10. Further, banks shall
ensure that:
(i) a complaint is resolved and liability of the customer,
if any, established within such time, as may
be specified in the bank’s Board approved
policy, but not exceeding 90 days from
the date of receipt of the complaint, and the customer
is compensated as per provisions of paragraphs 6 to 9 above;
(ii) where it is unable to resolve the complaint or determine the customer
liability, if any,
within 90 days, the compensation as prescribed in paragraphs 6 to 9 is paid to the customer; and
(iii) in case
of debit card/ bank account, the customer does not suffer loss of interest, and in case of
credit card, the customer does not bear any additional
burden of interest.
Board Approved Policy for Customer Protection
11. Taking into account the
risks arising out of unauthorised debits to
customer accounts owing to customer negligence/ bank
negligence/ banking system frauds/ third party breaches,
banks need to clearly define
the rights and obligations of
customers in case of unauthorised transactions in specified scenarios. Banks shall formulate/
revise their customer relations policy, with approval
of
their Boards, to cover
aspects of customer protection, including the mechanism of creating customer awareness on
the risks and responsibilities involved in
electronic banking
transactions and customer liability in such cases of unauthorised electronic banking transactions. The
policy must be
transparent, non-discriminatory and
should stipulate the mechanism of compensating the customers for the unauthorised electronic
banking transactions and
also prescribe the
timelines for
effecting such
compensation keeping in view the instructions contained in paragraph
10 above. The policy shall be
displayed on the bank’s website along with the details
of grievance handling/ escalation procedure. The instructions contained in this circular
shall be incorporated in the policy.
Burden of Proof
12. The
burden of proving customer liability in case
of unauthorised electronic banking transactions shall lie
on the bank.
Reporting
and Monitoring Requirements
13. The banks shall put in place a suitable mechanism
and structure for the reporting of the customer liability cases to the Board or one of its
Committees. The reporting shall, inter alia, include volume/
number of cases and the aggregate value involved and distribution across various categories of cases viz., card present transactions, card not present transactions, internet banking,
mobile banking, ATM transactions, etc. The Standing Committee on Customer Service in each bank shall
periodically review the unauthorised electronic
banking transactions reported by
customers or otherwise, as also the action taken thereon, the functioning of the
grievance redress
mechanism and
take appropriate measures to
improve the systems and procedures. All such transactions shall be reviewed
by the bank’s internal auditors.
14. The instructions
contained in this circular supersede
some of the instructions contained in our Master Circular
DBR.No.FSD.BC.18/24.01.009/2015-16 dated July 1, 2015 on Credit Card, Debit Card and Rupee Denominated Co-branded Pre-paid
Card Operations of Banks and
Credit card issuing NBFCs as detailed in the Annex.
Yours faithfully,
(Prakash Baliarsingh) Chief General Manager
Annex
Instructions in our Master
Circular on Credit Card, Debit Card
and Rupee
Denominated Co-branded Pre-paid
Card Operations of Banks and Credit card issuing NBFCs (DBR.No.FSD.BC.18/24.01.009/2015-16 dated July 1, 2015)
which
stand revised in respect of Scheduled
Commercial Banks
Sl. No.
|
Existing Instructions
|
Revised
instructions in this circular (Para No.)
|
|
Para No.
|
Instructions
|
||
1
|
I.14.1
|
Banks/ NBFCs should
set up internal control systems to combat frauds and actively participate in fraud prevention committees/ task forces
which formulate laws to prevent frauds and take proactive fraud control and enforcement measures.
|
4
|
2
|
II.7.(viii)(c)
|
7. Terms
and
conditions for issue of cards
to
customers:
(viii) (c)
The terms shall put the cardholder under an obligation to notify the bank immediately after
becoming
aware:
|
5
|
- of the loss or theft or copying of the card or the means which enable it to be used;
- of the recording on the cardholder’s account of any
unauthorised transaction; and -
of any error or other irregularity in the maintaining of that account by the
bank.
|
|||
3
|
II.7.(viii)(d)
|
(viii) (d):
The terms shall
specify a contact
point to
which such
notification can be made. Such notification can be made
at any time of the day or night.
|
5
|
4
|
II.7.(x)
|
The terms shall
specify that the bank shall
be
responsible for direct
losses incurred by a cardholder due to a system
malfunction directly within the bank’s control.
However, the bank shall not be
held liable
for any loss
caused by
a technical breakdown of the payment system if the
breakdown of the system was
recognizable for the cardholder by a message
on the display of the device or otherwise known.
|
|
The responsibility of the bank for the non-execution or defective execution of the transaction is limited to the
principal sum and the loss of interest subject to the
provisions of the
law governing the terms.
|
6 & 7
|
||
5
|
II.9.(i)
|
The bank shall ensure full security of
the debit card.
The
security of the debit card shall be the responsibility of the bank and the losses incurred by any party on account of breach
of security or failure of the
security mechanism shall be borne
by the bank.
|
4, 6 & 7
|
6
|
II.9.(iv)
|
iv) The cardholder shall
bear the loss sustained
up to the
time of notification to the bank of any loss, theft or copying of the card but only up to a certain
limit (of fixed amount or a
percentage of the transaction agreed upon in advance
between the cardholder and the bank),
except where
the cardholder acted fraudulently, knowingly or with
extreme negligence.
|
6 & 7
|
7
|
II.9.(v)
|
Each bank shall provide means
whereby his
customers
may at any
time
of the day
or night notify the loss, theft or copying
of their payment devices.
|
5
|
8
|
II.9.(vi)
|
On receipt
of
notification of the
loss,
theft or
copying of the card,
the bank shall take
all action open to it to stop any further use of the
card.
|
5
|
WHAT TO DO IF YOU HAVE NOT FILED YOUR INCOME TAX RETURN?
The
d-date for filing your income tax return for taxpayers is around the corner –
31 July. Many believe that if they have disbursed their taxes, there is nothing
to worry about. However, missing the income tax return deadline has some legal
consequence. Let us explore what to do if you have not filed your income tax
returns.
1. What
to do if you have not filed your income tax return? - Many people fail to file their income tax return within the due date as prescribed by the income tax
department. But even if you have missed the deadline for filing return, you can
still file your income tax return. There is a provision in income tax for late
filing of income tax return which is called belated return.
2. What
is a belated return?-Filing Income tax return after the due date is called filing
a belated return. According to the provisions of law, as it stands today,
a belated return can be filed anytime before the end of the relevant
Assessment Year (AY).
Here
is a simple example to understand this better.
A
salaried individual has to ideally file his return of income for the AY 2018-19
i.e. Financial Year (FY) 2017-18 on or before 31 July 2018. If he fails to do
so, he can file a belated return on or before 31 March 2019. However,
this rule applies only to the AY 2017-18 (introduced in Budget 2016). With
respect to returns pertaining to AYs prior to AY 2017-18 i.e. AYs 2016-17 and
earlier years, a taxpayer could file a belated return any time before
completion of 1 year from the end of the relevant AY. Therefore, the
amendment has effectively reduced the time period by 1 year
·
FY: Is the year in
which the income is received
·
AY: Is the year in
which the income is assessable to income tax i.e. the year immediately
following the FY.
3.
Deposited Cash but not Filed Tax returns-A simple one-page return hinas been
prescribed for those with income under Rs 5 lakhs. Since the option is
available under the come tax laws to file a belated return, please do avail
yourself of it in case you do not file your return before the original due
date.
Not filing a return of income within the original due date
would no doubt entail payment of a fee under Section 234F up to Rs 10,000 even
if you file a belated return. But not filing even a belated return, could
result in receiving an income tax notice.
Also, for those of you who have a refund to be received from
the income tax department, please note that filing a return is the only way you
can claim the refund from the department. So if you have not filed an original
return, please file a belated return to get your refunds.
4. How to File Belated Return?- When you are filing
the belated return, the procedure is same as if you file the return on or
before the due date. You need to select ITR form applicable to you and fill the
form in the same manner as if you are filing the return on time and choose the
assessment year for which you are filing the belated return for eg if you are
filing the return for F.Y 2017-18 select 2018-19 as assessment year
5. Consequences of Late filing of
Return-It is always advisable that return
should be filed on or before the due date. Taxes due should be paid on time,
otherwise it will have the following consequences:
Interest and Later Filing Fees-Till FY 2016-17, if there are any unpaid taxes, interest @
1% per month or part thereof will be charged till the date of payment of taxes.
Also, a penalty of Rs 5,000 may be charged. The penalty is not levied in all
cases and depends upon the circumstances of the case. For returns filed from FY
2017-18 and onwards, a late filing fees of Rs 5,000 will be charged for returns
filed after due date but before 31st December. If returns are filed after 31st
December, late filing fees of of Rs 10,000 shall apply. However, the fees will
be limited to Rs 1,000 for those with an income up to Rs 5 Lakhs.
Unable to set off Losses-Losses incurred (other than house property loss) are not
allowed to be carried forward to subsequent years to be set off against the
future gains, where return has not been filed within the due date.
6. Conclusion- One must pay taxes and file the return on or before the
due date. And in case one is unable to file the return, at least taxes if any
should be paid within due date. If all taxes are paid, interest will not be
levied. However, other drawbacks such as non-carry forward of losses etc. will
be applicable.
GOVERNMENT OF INDIA; MINISTRY OF RAIL WAYS, RAILWAY BOARD
No.
2018/Trans.Cell/lHealth/Medical Cards New Delhi,
dated: 08.06.2018
The
GMs, All Indian Railways/PUs, NF(Con), CORE The DG/RDSO/Lucknow, DG/NAIR/
Vadodara,
CAOs, DMW/Patiala, WPO/Patna, COFMOW/NDLS, RWP/Bela, CAO/IROAF
Sub:-
Medical Identity Cards - Uniformity and renewal For bringing uniformity in the
Medical
Identity
Cards issued to employees and other beneficiaries on Indian Railways, Board (MS,
FC
& CRB) have approved the following.
1.
The Medical Identity Card should be a plastic
based card, the size of which should be same as that of the debit/ credit cards
issued by banks.
2.
A strip at the top of the card should have different color for serving and
retired employees and their dependents as per extant instructions on color of
Medical Identity Cards.
3.
A separate Medical Identity Card, with unique all India number, should be
issued to the employee as well as each
dependent. The card of the dependent
may also bear the Medical Card number of the primary serving/retired
employee. The numbering scheme is to be decided by Establishment Directorate.
4. The
level of entitlement of employee, which indicates the level of
facilities to be provided to the beneficiaries, should be indicated on the
card. The pattern being used by CGHS may
be adopted with suitable modifications, if required. Health directorate may decide the same.
5. The Medical Identity Card for beneficiaries upto
the age of 15years should be made valid for 5 years, after which these should
be renewed. For beneficiaries above the
age of 15 years, the Medical Identity Card should be renewed on attaining the
age of 40 years and at the time of retirement. The Medical Identity Card should
also be reissued on change of level of entitlement.
6. Only bare minimum information
of the beneficiary may be visible on the card. The following data may be
printed on the card:
a. The name of the Railway; b. Medical Card Number
c. Name & Medical Card Number of the
Primary holder in case of card of dependent
d. Name of the card holder; e.
Year of Birth
f. Date of validity of the card; g. Level of entitlement of medical facilities;
h. Health Unit; i. Blood Group;
J. Photograph;
k. Signature/ LTl of the beneficiary; I.
Signature/Designation of issuing authority;
m. Electronic card reading may be incorporated
where such systems are implemented.
This
issues with the concurrence of Associate Finance of Transformation Cell of
RailwayBoard.
Sd/ Rajesh Gupta; Executive
Director,
Transformation Cell
No,
2018/Trans.Cell/ Health/Medical Cards New Delhi, dated:
08.06,2018
I. PFAs, All Indian Railways &Production
Units
2. The
ADAI (Railways), New Delhi
3. The
Director of Audit, All Indian Railways
(Sanjeeb Kumar) Executive Director Accounts Transformation Cell
The General body meeting of WREU Railway Pensioner’s Wing,
Anand was conducted on 1.7.2018 at WREU office Anand with Shri.
KandaswamyGavrishankerEx.SSE/DSL/MGS, President on chair. After prayer, two
minutes silence was observed as a mark of respect for the departed
members since last meeting held in 2017. More than two hundred members attended the meeting. Welcoming the audience, Sri. Santosh Pawar, Divisional Secretary WREU /BRC explained in detail the problems of delay in getting the new PPOs, non-payment of FMA for pensioners, fixation of pension for running staff, income tax levels for senior citizens. Com. Vijaya Sangar, Chairman WREU/BRC inaugurated the function. Shri R.D.Pillai, convenor of WREU pensioner’s wing, Anand
explained the steps taken by the pension wing to get arrears due for pensioners. He also narrated the health related issues of the railway pensioners of Anand and the problem faced by the serving & retired employees to get admitted in the nominated hospitals of ANAND. Also the railway doctors are not transferring serious cases to multi-specialty hospitals and urged the members to continue struggle to get their legitimate rights fulfilled. Senior members aged 75 and above were felicitated.
members since last meeting held in 2017. More than two hundred members attended the meeting. Welcoming the audience, Sri. Santosh Pawar, Divisional Secretary WREU /BRC explained in detail the problems of delay in getting the new PPOs, non-payment of FMA for pensioners, fixation of pension for running staff, income tax levels for senior citizens. Com. Vijaya Sangar, Chairman WREU/BRC inaugurated the function. Shri R.D.Pillai, convenor of WREU pensioner’s wing, Anand
explained the steps taken by the pension wing to get arrears due for pensioners. He also narrated the health related issues of the railway pensioners of Anand and the problem faced by the serving & retired employees to get admitted in the nominated hospitals of ANAND. Also the railway doctors are not transferring serious cases to multi-specialty hospitals and urged the members to continue struggle to get their legitimate rights fulfilled. Senior members aged 75 and above were felicitated.
Railway Pensioners’ Association, Rampurhat conducted their 6th Annual General Body Meeting
on 6th June 2018. 80members attended the meeting. Representatives
from State Government Pensioners Assns, CGPA and BANK pensioners
association addressed the Meeting. It was decide to urge the Government not to
collect income tax on pension. The secretary’s report and accounts were
presented and passed unanimously by the house. The Secretary of the
organisation will represent the forth coming meeting of the NFRP at Palakkad.
Quarterly
Meeting of Railway Pensioners’ Samaj, Chennai was held at Unity
House, Perambur on 23-06-2018. 300 Members including all Office-Bearers of
‘RPS’ attended. Our Advisors: Sri. S.
Suryanarayanan (RtdA.M.Plg.RB) & Sri. K. Swaminathan (Rtd AMM / RB) graced
the meeting. Sri.A.Jayakumar, President, welcomed the gathering.
Genl Secretary
Sri. K. Srinivasan, spoke of the progress of pending grievances Sri. S.
Suryanarayanan, Advisor, spoke about the
policy developments taking place at RB and about availing FMA by Railway
Pensioners. Sri. K. Swaminathan, Advisor, spoke of the needs in upkeep of
medical-care and other problems faced by Railway-Retirees. Sri. R.
Sethumadhavan, Vice President/NFRP spoke of his struggles to get his pension
revised. Treasurer Sri. M. Padmanabhan presented the accounts for FY 2017-2018.
Some of the senior-most members of ‘RPS’ were presented with ‘WALL-CLOCKS’,
sponsored by Sri. R. Jayaraman, Working President. AGS Sri. M. Fathima Doss
spoke of the steps taken for getting 7th CPC Revised PPOs / Arrears
as early as possible. Vote of Thanks was proposed by Sri. S. Ramalingam Asst.
Secretary. Meeting concluded with singing of National Anthem.
Railway
Pensioners’ Association, Kollam had submitted a memorandum to
Director General, Health, Railway Board, during his visit to Trivandrum last
month. The Director General was appraised of the undue delay in reimbursement
of medical bills, elevation of Railway Hospital, Kollam to the status of
Sub-Divisional Hospital, provision of seating arrangements for patients coming
to the Railway Hospital, introduction of token system to the patients waiting
in the OPD etc. It is understood prompt action has been taken by the Director
General, Chief Medical Director, Southern Railway, Chief Medical
Superintendent, Trivandrum and the Divisional Railway Manager, Trivandrum. NFRP is extremely thankful to the Officers
for their prompt efforts to resolve the grievances of pensioners.
S.No
|
Sub No
|
Name and station
|
S.No
|
Sub No
|
Name and station
|
1
|
A0836
|
P.Bhaskarannair,
PGT
|
16
|
A4009
|
K.Radhakrishnan,PGT,KKG
|
2
|
A0851
|
A.Ramanathan,PGT
|
17
|
A4154
|
Adv.S.Salaluddin,ERN
|
3
|
A0866
|
N.Keasavannambissan,PNBV
|
18
|
A4158
|
Syed
Aslam,BNC
|
4
|
A3226
|
P.C.John,PANDLM
|
19
|
A4159
|
C.P.Janardanan,CEN
|
5
|
A3287
|
P.Sethumadhavan,CEN
|
20
|
A4300
|
P.Prabhakaran,PGT.rpf
|
6
|
A3289
|
K.Pandaiha,CEN
|
21
|
A4303
|
K.Balashanmughanathan,V.Nagar
|
7
|
A3302
|
N.Adikesavalu,PTJ
|
22
|
A4304
|
P.Chandrasekharan,MLPRM
|
8
|
A3377
|
K.K.Kuryan,KTYM
|
23
|
A4307
|
S.James,
CEN
|
9
|
A3540
|
P.Gopalan,CAN
|
24
|
A4312
|
K.K.Rajan,TCR
|
10
|
A3583
|
A.K.Kesavan,PGT
|
25
|
A4437
|
S.Anandan,PTJ
|
11
|
A3587
|
K.Madhusoodanan,AAM
|
26
|
A4438
|
V.C.Sasidharan,KOLLM
|
12
|
A3589
|
S.R.Kurumi,GUJ
|
27
|
A4439
|
L.Behra,ORISA
|
13
|
A3591
|
P.Subaramaiha,CDPA
|
28
|
A4440
|
T.K.V.Chari,TIR
|
14
|
A3717
|
T.Philomindas,
GY
|
29
|
A4441
|
R.Mani,SA
|
15
|
A3782
|
S.Kuppuswamy,UKL
|
30
|
A4460
|
M.P.Sreedharan,CAN
|
1
|
11.6.2018
|
S.E.R.P.A/Rourkhela
|
AM.362
|
Rs. 5000
|
2
|
11.6.2018
|
SCORE,
Mumbai
|
AM.307
|
Rs. 5000
|
3
|
12.6.2018
|
Nandakumar
Ahuja
|
L.116
|
Rs.
500
|
4
|
20.6.2018
|
P.C.Aravindakshan,
Maq
|
A.2382
|
Rs.
500
|
5
|
04.7.2018
|
N.Kamatchi,
Chennai
|
A.3673
|
Rs. 150
|
6
|
04.7.2018
|
C.J.Coelho,
Podanur
|
A.2323
|
Rs. 500
|
7
|
04.7.2018
|
C.Ramadas,
Palakkad
|
LM.005
|
Rs. 500
|
8
|
07.7.2018
|
R.K.Rajagopal,
Chennai
|
L.427
|
Rs. 500
|
9
|
07.7.2018
|
RPA,SRMU,
Kollam
|
AM.429
|
Rs.2000
|
10
|
11.7.2018
|
V.C.Achaari/
Tuni
|
AM.3030
|
Rs. 650
|
Annual General Body Meeting of NFRP will be conducted at Gayathri
Kalyana Mandapam, Olavakkode, near Palghat Junction on 21st
September 2018. You are cordially invited to participate. Delegate fee of Rs.300 per delegate/participant has to be
remitted before registering for the meeting. Accommodation will be provided at
Rs.250 per bed per day on advance intimation. Please participate and make the
Meeting a grand success.
AGENDA- OPEN SESSION
9.30 ONWARDS
1.Prayer
2.Welcome
address
3.Inauguration
by lighting the lamp
4.Presidential
address
5.Felicitation
by Sri. Pratap Singh Shami, DRM/PGT
6.Address
by Sri. Suryanarayanan, Rtd. Addl. Member, Railway Board and National working
President
NFRP
7.Felicitation by Sri.Sai Baba, ADRM/PGT
7.FelitationSri.Lipin
Raj, DPO/PGT
8.Felicitation
by Sri. Kumar Das, Rtd. Chairman RRT
9.Address
by Sri.D.Balasubramaniam, General Secretary, AIFPA/Chennai
10
Keynote address by S.C.Maheshwari, Secretary General Bharath Pensioners Samaj,
New
Delhi
11
Vote of thanks
DELEGATES SESSION - 14 TO 17 HRS
1)Report of Secretary General
2) Audited Statement of Accounts by Treasurer 2018 by
Treasurer
3) Speeches by delegates, discussion on the report and
passing of report and accounts
4) Passing of Resolutions
5) Vote of thanks
6) National Anthem
The Railways has relaxed the
existing Railway Servants Pass Rules to allow its employees to travel with
their children suffering from serious ailments if they are referred to
outstation hospitals for treatment, an official release has said.
Earlier, as per the provisions contained in the Pass Rules, one
attendant may be allowed on the recommendation of a medical officer if the
patient is bedridden and is unable to sit. Such passes, where an attendant has
been allowed, should be restricted to the patient and the attendants only.
Railway minister Piyush Goyal
took cognizance of the fact that a child feels secure in the presence of a
parent, especially when he or she is unwell and that an attendant would also be
required to assist, has given his approval to amend the Provisions contained in
Schedule VII (Special Passes) of Railway Servants (Pass) Rules, 1986.
Date of
Publication 28thJuly, 2018
RNI
Registration No KERENG 2012/47175 DATED 01.01.2013 Title RPND
REGISTERED
under Postal Registration No PGT/041/2016-2018.
G/100/RNP/RPND
03.11.2015
Licensed
to post without pre-payment.
License No.
KL/PMG/NR/WPP/9-5/PKD/2016-18
Posted at
RMS/Palakkad – 678002
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